Trouble with foreclosure in Virginia or Florida? Call us to schedule a consultation.
It has been our experience that many homeowners can benefit from a consultation in an effort to stop a foreclosure or obtain a modification. Many homeowners are adept at finding and digesting plenty of information on how to fight foreclosures. They just need a little guidance on how to do it effectivelywhithin the court system or by corresponding with the alleged creditor.
Others just want a professional to look at their documents and to tell them what their options are, and the relative strength and chances of success of those options. And that is the minimum we promise: to tell you about your options and the relative strength of those options, as well as how to go about pursuing them.
If you cannot (or do not want to) afford foreclosure litigation, do not hesitate to call us and schedule a consultation. Practically every homeowner utilizing this service has noted that they received way more value than the consultation fee they paid.
What We Can Do In Foreclosure-related Representation
We are generally able to help people avoid or postpone foreclosure based on the following:
● the foreclosing bank does not have the right to enforce the obligation
● the foreclosing trustee does not qualify as trustee under Virginia law
● the foreclosing bank and trustee cannot invoke the power of sale because they have failed to comply with the preconditions triggering the power of sale
● the foreclosing bank and trustee have failed to disclose the true party collecting the debt in violation of TILA, RESPA, and FDCPA
● the foreclosing party and trustee have made material misrepresentations or omissions in the process of collecting mortgage debt in violation of TILA, RESPA, and FDCPA
● the bank has induced or otherwise created the alleged default
● the bank has violated homeowner’s rights while considering or pretending to consider the homeowner for a modification